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Gesher Agudath Israel of Ohio Benefits & Referral Center A division of Agudath Israel of Ohio
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Housing

Down Payment Assistance

Up to $10,000 toward the purchase of a one- or two-family home in Cleveland Heights for income-eligible first-time buyers.

Information last reviewed July 2026

What it is

The Home Repair Resource Center administers up to $10,000 in down payment assistance for income-eligible buyers of one- and two-family homes throughout Cleveland Heights.

How it works

  1. Complete HUD-approved pre-purchase and home maintenance counseling (certificate required).
  2. Bring your minimum 3.5% contribution — gift funds are eligible.
  3. Your lender submits the assistance application to HRRC along with your first-mortgage commitment.

Note that the property must pass certain conditions — defective paint corrected before application, and health/safety code violations fixed before occupancy is approved.

How Gesher helps

Buying a first home means juggling a lender, a counselor, and a grant agency at once. We keep the sequence straight, make sure the counseling happens early enough, and check whether you also qualify for other buyer programs at the same time.

Official resources

Not sure where to start? Start with us.

One conversation with a case manager can uncover programs you never knew you qualified for. Free, confidential, and judgment-free.